Professional Liability Protection and Insurance
NNPBC members have access to group rates for professional liability protection required for licensure, along with other professional coverage.
In British Columbia, all nurses and nurse practitioners must have professional liability protection and insurance coverage in place to practice, as required by the British Columbia College of Nurses and Midwives (BCCNM). Your protection depends on your nursing designation and is provided through one of NNPBC’s national or provincial partners.
Professional Liability Protection for RNs, RPNs and NPs
Professional Liability Protection (PLP) safeguards nurses and nurse practitioners if a claim or complaint is made about their professional practice. This protection is provided through the Canadian Nurses Protective Society (CNPS). NNPBC members receive a preferred group rate on this protection.
Who it applies to: Registered nurses (RNs); registered psychiatric nurses (RPNs); and nurse practitioners (NPs); provisional RNs, RPNs and NPs; and employed student nurses
What it provides: Legal advice, risk management resources, and professional liability protection for practice-related issues
The BC College of Nurses and Midwives sets out the liability protection requirements for RNs, RPNs and NPs.
Liability insurance for LPNs
For licensed practical nurses (LPNs), liability insurance coverage is provided by Navacord Insurance Services (formerly Lloyd Sadd Insurance Brokers). This coverage helps protect you in the event of a practice-related incident and includes access to support and guidance from the Navacord team. All LPNs who hold practicing registration with BCCNM are covered under this policy as part of their registration.
- Who it applies to: Licensed practical nurses
- What it provides: Medical malpractice protection, general liability, international coverage, incident reporting
The BC College of Nurses and Midwives sets out the liability insurance requirements for LPNs.
Commercial General Liability
All NNPBC members have access to Commercial General Liability (CGL) coverage through VICTOR. This coverage protects against claims of third-party bodily injury or property damage that may occur while providing nursing services.
Who it applies to: All NNPBC members
What it provides: Covers compensatory damages due to bodily injury or property damage